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Help with your Personal Finances

The financial crisis has made life more difficult – for sure. We provide help with debt advice: articles, videos, tips and tools.

Many of our articles are syndicated on other Personal Finance sites. These articles are for information only – and you should consult your financial advisor before taking action.

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Popular Articles

Money

Wealth Comes From a Millionaire Mindset»

Do you know anyone that does not want to be successful and wealthy. Have you wondered why there are people that become millionaires and be successful while others with similar skills never do. The having of a millionaire mindset is the real difference. The way they think is the difference between you and a millionaire.
The [...]

Credit Cards

Get rid of credit card debt and experience a more fruitful life»

In to many consumers here in America are being extremely hurt by this horrible economic downfall we are going through. The recession has left millions of Americans in credit card debt and with virtually no means to actually pay off on the debt. Well thankfully for these debtors is that there are a [...]

Family

Economize on fuel and be more environmentally friendly»

If you drive a petrol-engined car with no perspective to switch to hybrid or electric vehicle, you can still save some cash on fuel and be eco-friendly at the same time. Here is how to do that:

Image via Wikipedia

Make your car lighter
We all tend to carry some unnecessary items in our cars. Unfortunately it makes [...]

Debt Consolidation

Understanding Unsecured Loans for Debt Consolidation»

People get themselves into a vicious cycle that they carry with them for years and years.  People will just increase the debt on their credit cards and then try to find unsecured personal loans for debt consolidation. Then they turn around and start spending on those cards again while they are still paying every month [...]

Bankruptcy

How to avoid bankruptcy – Alternatives to bankruptcy in the UK»

2009 saw a record number of personal insolvencies in the UK. Yet this did not result in bankruptcy for all. Not even for nearly all. Why? Well, simply put, the UK now offers alternatives to bankruptcy that actually mean even those in incredibly dire straits can salvage their financial situation without [...]

Personal Finance

Important Pension Issues»

Surprisingly few new pensioners and pre-retirees have a plan for allocation of funds in securities. However, if your portfolio should be a source of financial security in your retirement years, then it must be carefully arranged as a garden, so that new trees continue to grow. Aside from the obvious benefits of the additional funds [...]

Mortgage

All About Fast Remortgaging»

There was a time when once you took out a credit you paid it back publication and if you moved house you then took out an additional credit perhaps with the same lender. A remortgage wasn’t that all the rage as lenders were not that keen on the multinational
butover modern years many lenders have been [...]

Savings

Start Saving! Useful Things to Be Aware of»

So you are loaded down with bills to pay every month and are wondering how you can start a savings account for emergencies and other high-expense events. In other words, where can you find that additional money to put away for later on?
Initially, when configuring your budget, plan for your savings first. You [...]