5 ways to avoid unnecessary debt
by Daisy

Does debt have to be an accepted facet of contemporary living? For the majority, the sad answer appears to be yes. While this is a reality, there is no doubting the fact that a lot of debt is avoidable.

1: As consumers we each have unlimited wants...

The Economy is Rippling Down
by Tricia
I guess it was bound to happen. Our area usually isn’t too affected by downturns and upturns in the economy, but we are finally starting to see the effects of the economy rippling down. The news is starting to report on more businesses closing t...

Giving Gifts That Will Save Money
by Thursday Bram

By Thursday Bram

I love the holiday season. I love being able to bake cookies and give them to my friends, put up decorations and — most of all — give gifts. But with only a couple of weeks left until Hanukkah and a few more after that until Christ...

This is how we’re tracking home prices
by mbhunter
My wife has wanted to move into town for quite some time so that she can be a little closer to friends and to our other activities.  I’ve been reluctant to move for a few reasons.  First, I think if we bought now, it would be like trying to catch ...

Overdraft, Loan or Credit Card?
by Daisy

The key when in need of cash up front is to take advantage of 0% APR on credit cards and overdrafts. Payday loans tend to be high interest, so often you'll be paying much more than you've actually borrowed, which is not the way to go.

What I'd rec...

Our House Isn’t Keeping Heat In As Well This Winter
by Tricia
We have an old house. It’s either 100 years old or very close to it. The last few winters, it has done very well with keeping in the heat. It always amazed me how well insulated the house was. This year is different and I’m not sure why. I do...

Is your country corrupt?
by Philip Brewer

By Philip Brewer

When I first traveled overseas, I was surprised to learn that many foreigners thought of the United States as a corrupt place--surprised enough that I undertook some careful questioning to figure out what they meant by that.  The r...

Link Roundup: Quilt patterns edition
by mbhunter
I’m really excited for my wife.  She showed some of her quilt patterns to the owner of a local quilt store, and the owner has decided to give a trial run to ten of her patterns!  She loves designing quilts so this is a big deal.  She’s also gearin...

Debt Management - A Way Out
by daisylorne

Once you have made the first step in managing your debt, you are on the right track. The aim of Debt Management, one of the debt solutions, is to help you clear your debts with reduced monthly payments over a fixed period of time.

You can engage ...

Total Credit Card Debt Paid Off - Over $30K
by Tricia
Take that big bad credit card debt! We finally reached a big milestone. Two years and 9 months after starting our debt reduction journey - we have paid off over $30,000 of our debt. That brings us to a debt total of $7,299. I’m thinking we may ...