Do we really like to live a life under debt? The answer is No. But as long as the credit card is in our bag we can’t liberate ourselves from the clutches of debt. The credit card acts like a serpent which keeps on tempting us to get thing on credit. After purchasing a luxurious [...]

Just take a peek at the people around you these days, and you will discover that at least half of the people you know are already sinking in piling up debts. I have found that more and more people these days are finding it quite hard to pay up their bills, and this is quite [...]

You’ve finished school and you’re finally facing the bright and shiny future that everyone assured you would come with a college degree.  There’s only one little spot of tarnish…you can’t find a job!  You’re beginning to fear that you may have to spend the rest of your adult life waiting tables without ever making a [...]

With the economy still on the mend, many families are becoming more knowledgeable about the importance of budgeting and saving than ever before. There are literally dozens of ways the average household can cut expenditures and save more money each month. To help you get started on the seemingly overwhelming task of reigning in your [...]

They used to say there are two things you can count on: death and taxes. However in the 21st century, I think it’s safe to say that we can count on debt, death and taxes. With the high cost of just about everything these days, it’s far too easy for debt to swamp us these [...]

If you drive a petrol-engined car with no perspective to switch to hybrid or electric vehicle, you can still save some cash on fuel and be eco-friendly at the same time. Here is how to do that: Image via Wikipedia Make your car lighter We all tend to carry some unnecessary items in our cars. [...]

Easy to say, difficult to do – or so you may think. But give it a try. Here are some simple ways to save energy and reduce your spending. Image by Bods via Flickr 1.When cooking, always use lids. This simple rule can save you up to 15% on energy. In addition, your meal will [...]

2009 saw a record number of personal insolvencies in the UK. Yet this did not result in bankruptcy for all. Not even for nearly all. Why? Well, simply put, the UK now offers alternatives to bankruptcy that actually mean even those in incredibly dire straits can salvage their financial situation without resorting to what is [...]

Despite all the doom and gloom in the press at the moment, there is something for me to smile about – I have recently come out of debt, and thought I’d share my experience with everyone, so hopefully people don’t end up in the same mess as I did! When I was in debt, I [...]

With Christmas coming up, a payday loan might be the best way to deal with your cash-flow problems. If you haven’t saved up throughout the year, then your November pay packet is going to look scarily small, and your December one will arrive too late to help pay for Christmas. That’s where a payday loan [...]