Author Archive

25% Of All Credit Reports Are Innacurate

By • Mar 8th, 2013 • Category: Credit, Miscellaneous

The credit bureaus have come out with “studies” claiming that there are very few errors that show up on people’s credit reports. They have said that less than 1% of credit reports contain errors. For many years many of us have suspected that there are errors showing up on our credit reports. Some studies have [...]

Smart Credit: Don’t Wreck Your Chances Of Getting A Mortgage

By • Feb 18th, 2013 • Category: Mortgage

Over the last decade, credit has tightened considerably. In the past, people could walk into a bank, state how much they earned and secure a mortgage. These days, underwriting a mortgage commonly takes a month or more. Blemishes on your credit follow you for years. Because interest rates are extremely low, keeping your credit clean [...]

Instant Loan: A Prompt Response To Unforeseen Financial Fiasco

By • Feb 10th, 2013 • Category: Loans

It is natural that you can find yourself in a situation that you badly needed cash to pay your daily financial obligation, and this is inevitable. You may need the cash that allow you to fulfill this sudden urgency. Instant loan can be your solution in such an affair, and you can use it for [...]

Get grip on your debt: Popular New Year’s Resolutions

By • Dec 31st, 2012 • Category: Debt

It’s been difficult these last few years for family finances though the signs are that the worst of the trouble may be over. There is no reason for anyone to be complacent however even if your job is looking secure. The easy years of the beginning of this Century had a culture of the casual [...]

PPI Reclaims – What’s the Fuss About?

By • Oct 27th, 2012 • Category: Insurance

Whether you’re a TV watcher or a radio listener, you’ll have noticed that the media has been awash in recent times with a commotion concerning mis sold insurance. PPI, or Payment Protection Insurance, purports to indemnify the recipients of finance in case they are unable to meet their repayment obligations. Typically, the insurance is intended [...]

Quality Over Quantity: Saving Money While Shopping

By • Oct 26th, 2012 • Category: Budget

In an age where cheap disposal items are relatively common, it can be tough to argue between quality and quantity. Quantity saves you money now, while often having a shorter lifespan, whereas Quality offers a more significant lifespan in exchange for a heftier price tag. When you’re living on a budget it can be difficult [...]

Why Don’t Banks Always Offer Free Credit Scores?

By • Oct 25th, 2012 • Category: Credit

While the words free credit score may perk up your interest, don’t get too excited as what you see is certainly not what you are hoping to get. When struggling with credit issues, monitoring your credit core is key to ensure you are improving your score, managing on payments, and sidelining potential errors that can [...]

The Subtle Sacrifices of Debt-Free Living

By • Oct 10th, 2012 • Category: Debt

Debt-free living: It sounds like the dream, especially in today’s economic climate where hundreds of thousands of people, households, countries even are in more debt than they can manage. But without some debt could we be prohibiting our chances at a better life? With education loans leading to better paid jobs, mortgages equaling security and [...]

5 Secret Ways To Save Money On Home Insurance The Companies Won’t Tell You About

By • Sep 17th, 2012 • Category: Insurance

When you get your home insured you might be paying a lot of money. That can definitely hurt your wage packet at the end of the month. Did you try to get a discount? Maybe you installed a smoke detector so they would look more favorably at your application. If you really pushed the boat [...]

How The Fed Affects Your Life And Money

By • Sep 16th, 2012 • Category: Money

The Fed Policy fixes the federal funds rate and it does not execute the customer rates directly. Actually with federal funds rate being low, banks have the power to lend more money so that the customers can obtain a loan at lesser costs. Basically Federal Reserve can help out or harm your funds in a [...]