Archives for the ‘Credit’ Category

25% Of All Credit Reports Are Innacurate

By • Mar 8th, 2013 • Category: Credit, Miscellaneous

The credit bureaus have come out with “studies” claiming that there are very few errors that show up on people’s credit reports. They have said that less than 1% of credit reports contain errors. For many years many of us have suspected that there are errors showing up on our credit reports. Some studies have [...]

Rebuilding Credit after Bankruptcy

By • Feb 12th, 2013 • Category: Credit

An ordeal that too many Americans experience is to be in such financial distress as to have no other option than to file for bankruptcy. After years of struggling to pay your bills on time, asking lenders for a break and eventually falling so far behind that there’s no chance of recovery, you make the [...]

How A Pre-Paid Credit Card Can Help A Loved One With Their Finances

By • Jan 31st, 2013 • Category: Credit Cards

People from all walks of life are increasingly finding that they are struggling with their finances. Vulnerable members of society like students, the elderly or even an unskilled workers are struggling to get by due to increases in the cost of living. Prepaid cards can be a practical way to help loved ones who are [...]

Why Don’t Banks Always Offer Free Credit Scores?

By • Oct 25th, 2012 • Category: Credit

While the words free credit score may perk up your interest, don’t get too excited as what you see is certainly not what you are hoping to get. When struggling with credit issues, monitoring your credit core is key to ensure you are improving your score, managing on payments, and sidelining potential errors that can [...]

How to Lower Credit Card Interest

By • Aug 16th, 2012 • Category: Credit

You just realized you have been paying high interest rates and you do not know what the problem is? Here are some steps you can consider on how to lower credit card interest. How much interest are you paying? The first step you should take is look at the amount of interest you pay. This [...]

How to Get a Loan With Bad Credit

By • Aug 10th, 2012 • Category: Credit

One of the unfortunate things about bad credit is that it most affects the people who need good credit the most. If you have bad credit then this probably means that you haven’t been able to pay off your loans and other financial commitments, and that means that you probably don’t have enough resources for [...]

Personal Loans for people with bad credit

By • Aug 6th, 2012 • Category: Credit

Too often people with bad credit find it very difficult to secure a Personal Loan. They can get quite desperate in their search, and it is not uncommon for people to get involved with loan sharks. But what other avenues are open for personal loans for people with bad credit? Hilary Bowman offers some tips [...]

Bad Credit Loans 101

By • Jun 8th, 2012 • Category: Credit

If you are like many others, you are plagued with bad credit. No matter the reason, you realize that the debt is becoming a burden, and you want out. Perhaps consolidation loans are the perfect solution; however, because of your credit, you keep getting declined. Consider applying for a bad credit loan to help you [...]

Fixing Your Credit Score

By • Mar 28th, 2012 • Category: Credit

It used to be the case that most people had never heard of their credit score, much less knowing precisely what it was and keeping an eye on it every month. Nowadays however, that credit scoring system has become ever more important in the way people’s finances are judged and evaluated and millions of people [...]

Surprising Things that Can Damage your Credit

By • Mar 4th, 2012 • Category: Credit, Miscellaneous

Most consumers know the importance of keeping their credit score as high as they possibly can so that they can avail of loans and credit at low interest rates and good payment terms. This is the reason why people do not keep their credit card bills pending and avoid things such as tax liens and [...]