Archives for the ‘Personal Finance’ Category

Exchange rate causes hardship for expats

By admin • Jan 6th, 2009 • Category: Personal Finance

Exchange Rate

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For British expats, the rapid “devaluation” of pound sterling over the past year to 18 months has caused hardship. At one stage, the euro : pound exchange rate was 1:70 to 1. Today, the exchange is moving towards parity (1:1). Many expats who are deriving income (or bank interest)/pensions in the UK [...]



Mortgage Loan: 3 Tips To Get The Lowest Interest Rates

By FinanceGuru • Jan 6th, 2009 • Category: Mortgage

Lowest Interest Rates
There are so many things to do when planning to acquire a home but the most important is to get the most interesting home mortgage loan rates available on the market. When asking for a loan, having a high credit score will allow you to have a number of alternatives to choose [...]



Home Mortgage Loan: 5 Elements To Know Prior To Purchasing A House

By FinanceGuru • Jan 3rd, 2009 • Category: Mortgage

While buying a home is an exciting effort in life, it is certainly not something you want to rush into. It is going to be one of the most expensive buys you will make in your life. This is the reason why you will have to take the time to study all the [...]



Hunting For A New Mortgage Is Much More Complicated Today Than A Year Ago.

By FinanceGuru • Jan 1st, 2009 • Category: Mortgage

Searching For A New Mortgage Is Much Harder Now Than A Year Ago.
With today’s mortgage interest rates currently dropping so quickly, you might be wondering if now is the time to swap mortgages to see if you can get yourself a better deal, which over the long term will save you money. But is this [...]



Remortgaging May Appear A Money Saver, But Not To All.

By FinanceGuru • Jan 1st, 2009 • Category: Mortgage

Finding A New Mortgages Does To Be A Good Idea, But Not To Everyone.
Mortgage completions are crumbling to a low and the bank’s base rate is predicted to hit an all time low. Is this the time to be hunting for a remortgage?
Well, it all is dependent very much upon your own personal financial [...]



How Much Are You Entitled To Be Reclaiming In Excessive Bank Fees?

By FinanceGuru • Dec 31st, 2008 • Category: Personal Finance

What Amount Could You Be Claiming Back In Bank Fees? Background To Reclaiming My Bank Charges
Basically, you can reclaim unfair bank charges you have incurred within the previous 6 years. This includes excessive fees for being overdrawn, letters informing you about bounced cheques and failed direct debits and the likes. If the action was [...]



Home Loan: Errors To Avoid That Can Be Expensive As A Homebuyer

By FinanceGuru • Dec 31st, 2008 • Category: Mortgage

Acquiring a house is stimulating as well as overwhelming all at the same time. There is no doubt that you will be facing a lot of decisions and in all probability will make an error from time to time make a mistake. You also have to know that some mortgage mistakes are more [...]



Survive The Mortgage Misery With Advice From Mortgage Brokers

By FinanceGuru • Dec 26th, 2008 • Category: Mortgage

Mortgage Brokers
If you have been trying to compare mortgage rates in the current financial climate, you will be aware of just how difficult that once easy job can be. Mortgages are constantly being dropped from the market and replaced by new mortgages and many products that were available are just being dropped.
Of the 10,000 plus [...]



A Background For Reclaiming Excessive Bank Charges

By FinanceGuru • Dec 25th, 2008 • Category: Bank Accounts

Reclaiming Bank Charges
Reclaiming Unfair Bank Charges has been in the news a lot recently and there are a lot of people are reported to be being very successful with their claims. But are you entitled to claim? Do you have to use a solicitor?
Are solicitors required to reclaim bank fees?
If your claim isn’t going to [...]



What Are These Small Print Fees In Your Remortgage

By FinanceGuru • Dec 21st, 2008 • Category: Mortgage

When you are considering a remortgage, there are a number of fees that building societies might not spell out as much as borrowers might like them to. They are always mentioned at some point and in the end may add up to quite a lot of cash. But mortgage tables in their basic form won’t [...]