Archives for the ‘Personal Finance’ Category

Smart Credit: Don’t Wreck Your Chances Of Getting A Mortgage

By • Feb 18th, 2013 • Category: Mortgage

Over the last decade, credit has tightened considerably. In the past, people could walk into a bank, state how much they earned and secure a mortgage. These days, underwriting a mortgage commonly takes a month or more. Blemishes on your credit follow you for years. Because interest rates are extremely low, keeping your credit clean [...]

Instant Loan: A Prompt Response To Unforeseen Financial Fiasco

By • Feb 10th, 2013 • Category: Loans

It is natural that you can find yourself in a situation that you badly needed cash to pay your daily financial obligation, and this is inevitable. You may need the cash that allow you to fulfill this sudden urgency. Instant loan can be your solution in such an affair, and you can use it for [...]

5 Tips For Those Struggling To Save The Deposit For A New Home

By • Feb 2nd, 2013 • Category: Personal Finance

At the moment your biggest purchase might have been that secondhand car you drive to work in every day. Even though it might have been a lot of money at the time it’s not in the same league as a house. You don’t need to buy a new home outright because you’ll get a mortgage, [...]

How is the Value of Possessions Assessed?

By • Jan 2nd, 2013 • Category: Personal Finance

These days, a lot of us consider either selling some of our valuables orĀ using an online pawnbroker to secure a loanĀ against them. I don’t know about you, but I’m never quite sure how the value of things like jewellery and watches is worked out. So, it’s hard to know what’s actually worth trying to take [...]

PPI Reclaims – What’s the Fuss About?

By • Oct 27th, 2012 • Category: Insurance

Whether you’re a TV watcher or a radio listener, you’ll have noticed that the media has been awash in recent times with a commotion concerning mis sold insurance. PPI, or Payment Protection Insurance, purports to indemnify the recipients of finance in case they are unable to meet their repayment obligations. Typically, the insurance is intended [...]

5 Secret Ways To Save Money On Home Insurance The Companies Won’t Tell You About

By • Sep 17th, 2012 • Category: Insurance

When you get your home insured you might be paying a lot of money. That can definitely hurt your wage packet at the end of the month. Did you try to get a discount? Maybe you installed a smoke detector so they would look more favorably at your application. If you really pushed the boat [...]

Adding Gamification to Your Personal Finances

By • Sep 4th, 2012 • Category: Personal Finance

Today, given websites like and, along with endless iPhone Apps, there seems to be a real push these days to make managing your money fun and simple. When compared to the “good old days” of balancing your checkbook, adding a bit of fun to the chore can not only make the task less [...]

Car Insurance: Increasing Your Deductible Is Not Always The Best Solution!

By • Aug 17th, 2012 • Category: Insurance

If you are wondering how you will finance your car insurance premiums when your cost of living increases, there is hope in varying your deductible upwards. The car insurance deductible is the amount or percentage you pay in case of an accident, before your insurer releases any money. The following are the reasons that support [...]

Ten Ways To Be Extravagant On A Shoestring Budget

By • Aug 6th, 2012 • Category: Personal Finance

Some people think they need to spend lots of money to live lavishly. This is far from true as there are ways to live extravagantly without wiping out the bank account. Anyone who is trying to be extravagant on a shoestring budget should read on to learn the insider secrets. Unless you want everyone else [...]

How to Tap a Nest Egg

By • Jul 12th, 2012 • Category: Personal Finance

More “How to ..” Features on Personal Finance News Review … How to Tap a Nest Egg “One of the most popular methods of figuring out how to withdraw savings in retirement is often the least efficient, according to a new study. … Total Return. The Wall Street Journal’s personal-finance blog. Search Total Return1. July [...]