Surprisingly few new pensioners and pre-retirees have a plan for allocation of funds in securities. However, if your portfolio should be a source of financial security in your retirement years, then it must be carefully arranged as a garden, so that new trees continue to grow. Aside from the obvious benefits of the additional funds [...]

If you’re thinking about investing in annuities, you might be a bit intimidated. Interest rates are an essential aspect of ranking annuities. The labyrinth of data that you’ll encounter can be very discouraging, and create doubt about your choices.
Immediate annuities
There are some key interest rate components to focus on that should filter out the irrelevant [...]

403B Retirement Plan
Although almost everyone has heard of the typical 401K retirement plan, fewer are aware of the Federal 403B retirement plan. The 403B plan offers some great potential, and should be invested in if the money can be at all spared.
Government workers such as teachers, school personnel, and librarians often qualify for benefits [...]

Annuities

Annuities have received a lot of bad press recently, and much of it for good reason. Life insurance agents and securities brokers often foist annuities upon their clients without properly explaining them or ensuring that the annuities fit their clients’ needs. For more information refer to Top Financial advisors

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Why? Because annuities typically pay [...]