Do-It-yourself Credit Repair

By Guest • Apr 7th, 2009 • Category: Credit

Credit Repair

One of the most effective ways to do credit repair is to get the negatives removed from your report. You can do this quickly and legally by disputing anything that is inaccurate or unverifiable. The credit bureau have to erase it if it isn’t 100% correct. And then start to build credit history.

And a lot of it is inaccurate I can tell you. The system of recording information is not fool-proof in the first place and mistakes get made so that credit repair is essential.

The good news is you can do-it-yourself. It isn’t necessary to employ a credit repair lawyer who will charge you an arm and a leg to “draft” letters. Often times, the lawyer will simple take a standard document and then fill in the blanks with your particular information, it’s that simple. There is a thing called do-it-yourself credit repair.

And you don’t need to use an expensive repair agency either. Many times these outfits are not even lawyers, they are just outfits that have learned the secrets (the secret being that it isn’t rocket science to repair your credit) and have set themselves up as experts. They may look like experts but they only survive because the average man in the street doesn’t have a clue about credit. They won’t save you any money.

If you employ a third party to help repair your credit, keep in mind they can only advise you. If you think you can sit back while someone else pumps your score up to 720, think again. You are involved all the way as no-one but you can legally dispute things on your report or negotiate for items to be removed. So the third party is really superfluous.

1st third of 16th century
Image via Wikipedia

You can educate yourself to go about it the proper way. You don’t need any special skills you just need to learn the correct steps for credit repair. This is what people mean when they talk about do-it-yourself credit repair.

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