How Your Family Can Save Money by Cutting Unnecessary Spending Each MonthBy Howie • Mar 20th, 2012 • Category: Budget
If you have recently read the headlines claiming that the economy is doing better—and then pulled your empty pockets inside out and just found lint—you’re not alone. Many American families are still one paycheck away from financial hardship. However, if you plan as much as you can, save what you can, and be open to the idea of instant payday loans online, you can cut unnecessary spending and fees. Here are just a few ideas to get you started.
Save on Gas for Your Car
Sure, all the ads say to buy a hybrid to save on gas—but people who can’t pay for gas can’t afford car payments, either! What about the bus? Public transportation saves gas and wear and tear on your car, but it costs money, too. Here are some better ways to save on gas:
- When you absolutely must drive, do as many errands as possible in one trip. Plan carefully and you can complete a few days’ worth of tasks in one single day.
- Use the internet. Don’t make a shopping trip and pay tax if you don’t have to—have your items delivered.
- Alter your driving habits. “Race car starts” and constant stopping and starting wastes gas in huge amounts. Also, if you drive with one foot on the brake, stop—this not only wastes gas but also wears your components down faster.
Save on Clothing
Some people never pay full price for anything. They either wait until what they want goes on sale, or they settle for something that will work but was not ideal. In this economy it pays to have flexible taste.
Also, today’s thrift stores are different than those of the past. Rows of colorful apparel in great condition are waiting for your creativity. Many families with good incomes do this for the fun of it—their children love to make new outfits out of cut-up discards. Use your imagination, have fun, end up with outfits no one else will have, and save lots of money doing it!
Pay Bills on Time, Every Time
This can be hard. What happens if you get a pay cut, or your spouse or partner loses a job? What if your child falls off the monkey bars and ends up in the emergency room? What if you need car repairs? The what-ifs go on forever, but the result is still the same—you lose the one-week buffer mentioned in the first paragraph!
One way to make sure you don’t get hit with extra fees when disaster strikes is to use a payday loan, and you can get these from the internet, too. Instant payday loans online can help people get by for a couple weeks while they wait for their next check to come. Although these loans have to be paid back quickly so that you don’t end up with high interest rates, the payday loan can help you with financial emergencies.
As with anything else, these short term loans can cost you money if you don’t use instant payday loans online correctly; but if you only use what you absolutely need, pay it back on time, and don’t overuse this tool, it can help your family save money by avoiding all those high fees credit card companies charge.
If you need a quick cash boost for financial emergency, use a same day payday loan. Don’t stress out about your temporary financial woes and use a payday loan for a quick fix.