Law Firm Backed Loan Modification Company LoanModUS.com has recently announced the completion of its availability of free sample hardship letters for the purpose of Loan Modification success. Hardship letters are an essential and extremely important part of a successful loan modification. In an effort to help all homeowners going through the loan modification process, LoanModUS.com is offering free downloads of PDF versions of hardship letters.

“Every day in this troubling economy, more American homeowners are seeking the assistance of a loan modification company” Says President of LoanModUS.com, Aaron Landreth. “Homeowners will benefit from these documents in order to help write an effective hardship letter that will result in a successful loan modification.”

Hardship letters are instruments that detail evidence to a lender of a homeowner’s current financial hardship. In order for a lender to consider a case for a loan modification, financial hardship must be outlined honestly in a hardship letter. Examples of such hardship are but limited to: cut in pay or work hours out of your control, an Adjustable Rate Mortgage that has risen beyond affordability, loss of work due to injury, or an unexpected pay reduction due to a slowdown in the economy.

These items must be included in your hardship letter

• Brief and to the point
• Detailed, not vague.
• Write with gut wrenching emotion (A person is reading who will feel your pain!).
• Explain why you have fallen behind with your payments and the dates that concur with this period.
• Show how you are willing and able to keep up with new payment terms and your desire to remain in your home.
• Thank them for their time and consideration.
• Leave your contact information

Some GOOD EXAMPLES to include in your hardship letter are:

• Medical issues that prevented you from bringing in usual income
• Decrease in salary or hourly pay
• Loss of employment
• Fixed income such as Social Security of Child Support

BAD EXAMPLES:

• Facing legal issues
• Divorce or separation
• You are paying for school (for you or a son/daughter)
• You are overextended
• Threatening to file bankruptcy

LoanModUS.com is a legal loan modification company backed by a team of lawyers dedicated to helping American homeowners keep their home and lower their monthly mortgage payment. Unlike many mortgage modification companies, LoanModUS.com never asks for money up-front. They also offer a money back guarantee, and the ability to track your loan modification online. LoanModUS.com offers legal, proven and successful loan modification services.

Having negotiated hundreds of successful loan modifications, LoanModUS.com has helped numerous families retain their home, lower their rate, lower their monthly mortgage payment, and decrease the financial stress associated with facing foreclosure.

Contact LoanModUS.com by either visiting their website, or calling toll free 1-888-500-2414.

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