In college, credit card promotions are every where. Low interest rates or 0% transfers aren’t even the primary enticements. Instead, they offer pizzas and burgers for applying for credit cards. This is very common in my college. It is amusing to think that such an well read group would fall into this ambush. Just for [...]

Credit card offers seem to be everywhere, on TV, radio, online and in your mail. With so many cards on the market, how do you compare credit card offers properly and find the best credit cards available?
In order to compare credit cards you should understand the main features found in many credit cards.
Balance Transfer APR: [...]

If you happen to be concerned about carrying your money on you and you think that there should be a better way to shop then you need to consider making full use of the new ‘plastic money’ – credit cards. With a fast growing economy that is also experiencing rapid growth many more people tend [...]

When searching for a new credit card you have a couple options to take. The local bank would appreciate your business as would a major credit card company. Before you get into a application you need to think about a couple things. Taking the time to find the right credit card can save you a [...]

Fixed rate credit cards are nice to have. These types of credit cards are perfect for anybody. For people who carry a balance every month it only makes sense to have a low interest rate. It gives you the opportunity to get ahead and pay down the balance on your card without paying a lot [...]

There is hope for you if you don’t have credit or your credit gets damaged.  Many people believe that they just have to wait it out.You can get back to a good credit standing.
Most people don’t give much thought to the importance of credit until they need it.Does bad credit keep you from getting [...]

OK, lets get right to the point. Credit card companies don’t want you to compare credit card interest rates. They want to get you locked in with a card and have you make the minimum payments possible each month, because that is the way they make their money. But if you do compare credit cards [...]

Whilst listening to a recent radio debate on personal debt in Australia I was struck by how many of the people calling in were so amazed that they had ?suddenly? discovered they were unable to keep up with their monthly payments. One caller even said the following ?we were just spending and spending and had [...]

As its name would suggest a college credit card is a credit card that has been designed for college students and is possibly better known as a student credit card. The idea behind college credit cards is that they allow students to learn all about credit cards and to experience their benefits early in their [...]