Most consumers know the importance of keeping their credit score as high as they possibly can so that they can avail of loans and credit at low interest rates and good payment terms. This is the reason why people do not keep their credit card bills pending and avoid things such as tax liens and [...]

There are a number of things that can affect your credit rating. Debt is one of them, if you fall into arrears, default on a debt or your debt leads to legal action such as a CCJ, for example. If you would like to check your credit report, it’s possible to access it for £2, [...]

When it comes to credit card spending, there are a few different personality categories that you can fall into. Your credit card personality says a lot about you as a person. How you choose to spend the money and how often you use your credit card can say a lot about your lifestyle, and your [...]

by peter.mottola Here is our latest article on Personal Finance Tips fix,bad,credit,all,types,personal,finance Tips on how to get started now. You will not be able to build good credit overnight. It will take discipline and persistence on your part to change your credit for the better. After you have fixed and improved your credit rating in [...]

What can be done to fix credit, and what activities must be averted if possible. Most people recognize roughly what their credit score is, but not many of the same people are informed about the manner in which it is determined. There are a number of things that you ought to concentrate on as you [...]

Credit Score Your credit score is the single most important factor that decides your financial success. The process of building a new credit report score after having suffered a job loss or some sort of family emergency may seem impossible, but the truth is starting from scratch is more simpler that you think. The hard [...]

Credit Report Agencies In order for a company to assess the worthiness of an applicant, they turn to the credit rating which calculates the assets and liabilities and financial history to determine the risk in extending credit. Credit rating allows a lender to see the probability of an individual having the ability to repay a [...]

FICO Credit Score Your credit score is the single most important factor that decides your financial success. The process of re-establishing your credit rating after having suffered a job loss or some sort of family emergency may seem impossible, but the truth is starting from scratch is more simpler that you think. The hard part [...]

One of the most important things in anyone’s life is their credit rating. Many don’t think about this as much as they should, or they think that what they do won’t have much affect on their future. Though there are many things that can help a rating go up once it is down, it is [...]

Being accepted for a home mortgage may be an overwhelming, even terrifying process for people seeking house proprietorship. It may take weeks of solicitations, expecting and speaking with loan and finance professionals to give correct information which will lead to the approvement or disapproval. What will it be: home mortgage approval or refusal? Image by [...]