There are a number of things that can affect your credit rating. Debt is one of them, if you fall into arrears, default on a debt or your debt leads to legal action such as a CCJ, for example. If you would like to check your credit report, it’s possible to access it for £2, [...]
If you are about to apply for a loan, mortgage, credit card or any other form of credit, then you might have sensibly decided that it is time to get a free credit report. With credit so difficult to come by at present, this certainly is a good and welcome move and could potentially avert [...]
You almost certainly know only too well that the information in your credit report is used by the loan and credit card companies when deciding whether to extend credit to you, but are you aware of just what information your personal credit report contains? Did you know for example that the information contained in your [...]
