Posts Tagged ‘Fair and Accurate Credit Transactions Act’

Using The FCRA And FACTA To Help You In Fixing Your Credit Report

By FinanceGuru • Jan 10th, 2009 • Category: Credit

There are several ways that your credit rating can be damaged negatively. It is not uncommon that the items being reported to your credit bureau may be reported incorrectly. To help consumers protect their credit bureau reports, the government has in place some laws that can help in disputing negative items and restoring a consumer’s [...]



Reviewing Your Credit Report When You Are About To Apply For Any Form Of Credit Is A Virtual Requirement

By FinanceGuru • Dec 20th, 2008 • Category: Personal Finance

If you are about to apply for a loan, mortgage, credit card or any other form of credit, then you might have sensibly decided that it is time to get a free credit report. With credit so difficult to come by at present, this certainly is a good and welcome move and could potentially avert [...]